UK SOFTWARE PROFILE
Xero
UK accounting with VAT filing, bank reconciliation and an extensive connected-app ecosystem.
One product. Different jobs.
Each score uses that category's criteria. Compare products within a category, rather than comparing scores across unrelated tasks.
Pricing & practicalities
Model your total cost โPublished starting point
Accounting software
ยฃ18.00Ignite ยท organisation/month ยท monthly billing
excl. VAT
Ordinary ยฃ18 monthly; introductory discounts are temporary. Growth plans and usage extras cost more.
Check current price โConsider before choosing
- Ignite caps invoices and bills; higher plans expand workflows.
- Payroll, payments and project usage can add charges.
Connected workflows
- Xero App Store
Confirm the integration's direction, permissions, plan and sync behaviour with the supplier.
BEHIND THE AI CLAIM
AI capabilities
JAX answers financial questions and can help draft invoices; review remains important.
Documented capabilities
- Financial questions
- Invoice assistance
- Permission-aware answers
Plans, limits & questions
- JAX pricing may change.
- Feature and user permissions still apply.
Feature-by-feature evidence
Accounting software โ 20 scored checks
| Capability & demo question | Xero60โ100/100 documented fit |
|---|---|
Core workflowSales invoicing5.0 points availableAsk in the demoCreate and send a VAT invoice with customer details, line items and a due date. | โ Supported Quotes and sales invoices; Ignite limits apply. 5.0 / 5.0 pointsEvidence โ |
Core workflowBank feeds and reconciliation5.0 points availableAsk in the demoImport your bank's transactions and reconcile a transfer, fee and customer payment. | โ Supported Bank feeds and reconciliation documented. 5.0 / 5.0 pointsEvidence โ |
Core workflowMTD VAT submission5.0 points availableAsk in the demoPrepare a return for the relevant VAT scheme and show the submission receipt. | โ Supported Direct VAT returns to HMRC. 5.0 / 5.0 pointsEvidence โ |
Core workflowSupplier bills and payment tracking5.0 points availableAsk in the demoEnter a supplier bill, allocate its VAT and show its outstanding balance. | โ Supported Bill entry and tracking documented. 5.0 / 5.0 pointsEvidence โ |
Core workflowFinancial reports and dashboards5.0 points availableAsk in the demoDrill from a monthly report into its underlying transaction. | โ Supported Financial reports and dashboards. 5.0 / 5.0 pointsEvidence โ |
Core workflowEmployee expense recording5.0 points availableAsk in the demoSubmit a receipt and show its allocation to the right expense category. | โ Supported Expense claims available by plan. 5.0 / 5.0 pointsEvidence โ |
Core workflowAccountant collaboration5.0 points availableAsk in the demoInvite an accountant without sharing the owner's credentials. | ? Not verified Not verified in the reviewed material; confirm accountant collaboration. 0.0โ5.0 / 5.0 points |
Workflow depthRecurring invoices and reminders5.0 points availableAsk in the demoSchedule a repeat invoice and inspect the reminder history. | ? Not verified Not verified in the reviewed material; confirm recurring invoices and reminders. 0.0โ5.0 / 5.0 points |
Workflow depthForeign-currency bookkeeping5.0 points availableAsk in the demoInvoice in euros and show the realised exchange difference when paid. | โ Supported Comprehensive and Ultimate include multiple currencies. 5.0 / 5.0 pointsEvidence โ |
Workflow depthProject profitability5.0 points availableAsk in the demoAllocate time, expenses and invoices to a job and inspect its margin. | โ Supported Ultimate includes project time and cost tracking. 5.0 / 5.0 pointsEvidence โ |
Workflow depthBudget versus actual reporting5.0 points availableAsk in the demoSet a departmental budget and investigate a variance. | โ Supported Higher plans include budgeting. 5.0 / 5.0 pointsEvidence โ |
Workflow depthConstruction Industry Scheme workflow5.0 points availableAsk in the demoProcess a subcontractor deduction and show the CIS return or export. | โ Supported CIS calculations; return submission is an add-on. 5.0 / 5.0 pointsEvidence โ |
Workflow depthStock quantities and cost tracking5.0 points availableAsk in the demoSell a stocked item and inspect quantity and cost-of-sales changes. | ? Not verified Not verified in the reviewed material; confirm stock quantities and cost tracking. 0.0โ5.0 / 5.0 points |
Workflow depthFixed-asset lifecycle5.0 points availableAsk in the demoAdd an asset, post depreciation and record its disposal. | ? Not verified Not verified in the reviewed material; confirm fixed-asset lifecycle. 0.0โ5.0 / 5.0 points |
Workflow depthRole restrictions and period locks5.0 points availableAsk in the demoPrevent an ordinary user changing a closed period or privileged setting. | ? Not verified Not verified in the reviewed material; confirm role restrictions and period locks. 0.0โ5.0 / 5.0 points |
Workflow depthTransaction audit history5.0 points availableAsk in the demoFind who changed an invoice and review the previous values. | ? Not verified Not verified in the reviewed material; confirm transaction audit history. 0.0โ5.0 / 5.0 points |
Workflow depthData export or documented API5.0 points availableAsk in the demoExport ledger detail or retrieve invoice data through a documented integration. | ? Not verified Not verified in the reviewed material; confirm data export or documented api. 0.0โ5.0 / 5.0 points |
AIAI document extraction and categorisation5.0 points availableAsk in the demoUpload an unfamiliar receipt, review suggested fields and correct a wrong category. | ? Not verified Not verified in the reviewed material; confirm ai document extraction and categorisation. 0.0โ5.0 / 5.0 points |
AIAI financial queries or anomaly detection5.0 points availableAsk in the demoAsk a financial question or inspect a flagged anomaly and verify it against the ledger. | โ Supported JAX answers questions using financial data. 5.0 / 5.0 pointsEvidence โ |
AIReview and permission controls for AI5.0 points availableAsk in the demoUse a restricted role and show how AI output is reviewed before an accounting action. | โ Supported JAX respects roles; output can be reviewed. 5.0 / 5.0 pointsEvidence โ |
โNot verifiedโ means the recorded evidence does not settle this specific check. It does not mean the feature is absent. Read the scoring method.